Banking Services
Personal Checking Accounts
Hometown Checking
| Minimum Opening Deposit | $100 |
| Monthly Service Charge | $8 per mo. |
| FREE Special Members Checks | |
| Check Images Statement | |
| 24 HR Online Banking | |
| Direct Deposit | |
| FREE Cashier's Checks | |
| FREE Notary | |
20% Discount on Safe Deposit Boxes
Regular Checking
| Minimum Opening Deposit | $100 |
| Min Balance to Avoid Service Charge | $500 |
| Monthly Service Charge | $8 if below $500 |
| Check Images Statement | |
| 24 HR Online Banking | |
| Direct Deposit | |
| FREE Cashier's Checks | |
| FREE Notary | |
Prime Time 50 Plus
| Minimum Opening Deposit | $100 |
| Min Balance to Avoid Service Charge | $100 |
| Monthly Service Charge | $8 if below $100 |
| FREE Special Members Checks | |
| Interest Compounded Monthly & Credited to Account | |
| Check Images Statement | |
| 24 HR Online Banking | |
| Direct Deposit | |
| FREE Cashier's Checks | |
| FREE Notary | |
20% Discount on Safe Deposit Boxes
Must be 50 or older
Business Checking Accounts
Now Account
| Minimum Opening Deposit | $1,000 |
| Min Balance to Avoid Service Charge | $1,000 |
| Monthly Service Charge | $8 if below $1,000 |
| Interest Compounded Monthly & Credited to Account | |
| Check Images Statement | |
| 24 HR Online Banking | |
| Direct Deposit | |
| FREE Cashier's Checks | |
| FREE Notary | |
Business Checking
| Minimum Opening Deposit | $100 |
| Min Balance to Avoid Service Charge | $500 |
| Monthly Service Charge | $8 if below $500 |
| Check Images Statement | |
| 24 HR Online Banking | |
| Direct Deposit | |
| FREE Cashier's Checks | |
| FREE Notary | |
Money Market
| Minimum Opening Deposit | $2,500 |
| Min Balance to Avoid Service Charge | $2,500 |
| Monthly Service Charge | $8 if below $2,500 |
| Interest Compounded Monthly & Credited to Account | |
| Check Images Statement | |
| 24 HR Online Banking | |
| Direct Deposit | |
| FREE Cashier's Checks | |
| FREE Notary | |
Limit 6 transfers or withdrawals per stmt cycle.
$1.00 per item fee on each withdrawal over 6 per month.
Savings Accounts
Regular Savings
- $50.00 minimum to open.
- Interest compounded quarterly on balance of $50.00 or more.
- $3.00/quarter service charge if balance falls below $50.00.
- Limit 9 transfers per quarter.
- $1.00 fee per withdrawal in excess of 9.
Limitations: You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Other Services
Piggott State Bank Debit Card
Use your Piggott State Bank Debit Card 24-hours a day wherever VISA is accepted and the amount of the purchase will be deducted from your primary checking account. Also use your Piggott State Bank Debit Card at ATM locations to access your Piggott State Bank accounts.